Helping You Rebuild Your Credit After Bankruptcy
If you are considering filing for chapter 7 or chapter 13 bankruptcy to clear your debt and get a fresh start, it is important to start thinking about what to do after bankruptcy to prevent being in this situation again. In doing so, it is important to discuss your options and responsibilities with an experienced bankruptcy attorney.
Bankruptcy Lawyer Serving Southern New Jersey
Having been a bankruptcy lawyer for more than 28 years, you can trust me to provide you with sound legal counsel and skilled representation as you go through the bankruptcy process. From determining your eligibility to helping you rebuild your credit afterwards, you can trust me to tell you what you need to hear, not just what you want to hear.
Make sure you are doing everything you can to rebuild your credit after bankruptcy. Contact me today to discuss your situation in a free initial consultation.
What Should You Do After Bankruptcy?
The most important step is to make sure that in the future you pay your obligations in a timely fashion. Then, eventually, creditors will be willing to take a chance on you and extend credit.
While the credit market can be hard to predict, you can generally get a car loan almost immediately after your debt is discharged, but usually at a higher rate. You may also be eligible for an FHA mortgage loan after two years. Eventually, you will be able to get a credit card.
Be Careful!
It is much better to slowly rebuild your credit than get in over your head just because someone is offering you credit. As you emerge from bankruptcy, make sure you are being sensible about your financial decisions.
Call toll free 888-676-6717, 888-656-2690 or visit my Contact page today to schedule a free initial consultation. We represent clients in Riverside, Willingboro, Burlington and throughout Southern New Jersey.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
