Chapter 13 Bankruptcy: A Chance to Rebuild Your Life
For people struggling to make payments, families about to lose their home or people who cannot pass the means test for chapter 7 bankruptcy, chapter 13 bankruptcy can be the best way to eliminate debt and achieve a fresh start. The first step in getting out from under your debt is discussing your situation with an experienced bankruptcy attorney.
A Dedicated Bankruptcy Lawyer Serving New Jersey
For more than 28 years, I have been helping individuals and families in New Jersey find solutions to their debt problems. You do have options and should not have to spend another day dealing with creditor harassment and fearing repossession or garnishment.
There is no substitute for experience, and I will use my nearly three decades of bankruptcy experience to your benefit. Call toll free 888-676-6717, 888-656-2690 or visit my Contact page to schedule a free initial consultation.
What Is Chapter 13 Bankruptcy?
Chapter 13 bankruptcy, also known as a reorganization bankruptcy, has a number of benefits for consumers, including:
- Providing a way to pay back taxes without interest or penalty
- Allowing filers to keep an asset, such as a vehicle or home, that is currently in default
- Preventing a home foreclosure from occurring
This variety of bankruptcy consists of a repayment plan, usually lasting between three and five years. Because a payment plan is involved, you will need to have some income to qualify. This kind of bankruptcy is often referred to as a "wage earner bankruptcy."
If You're In Debt, I Want to Help You
To learn more about how chapter 13 bankruptcy can help you, visit my Contact page to schedule a free initial consultation. We represent clients in Riverside, Willingboro, Burlington and throughout Southern New Jersey.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
